Agenda

Day 1: Pre-purchase and Purchasing a Home

  • Pre-purchase 
  • Renting v. owning 
  • Costs of homeownership 
  • Budgeting 
  • New construction and remodeling 
  • How to choose a contractor 
  • Credit Bureau Reports—how to read them, how to dispute incorrect information, how long information stays on the report 
  • Down payment assistance programs—City of Fargo, City of Moorhead, and others 
  • How much house can you afford? 
  • Working with a lender, what to bring to an initial meeting, which credit issues can you work with 
  • Conventional v. FHA mortgage

Day 2: Obtaining a Mortgage and Post-Purchase

  • Closing process and title insurance 
  • Home Inspections—importance of having one done, how to choose an inspector, costs, what they look for during an inspection 
  • Home maintenance—doing common repairs around the house, maintenance with each season 
  • Foreclosure prevention
  • Costs associated with repairs 
  • Working with a realtor and real estate forms 
  • Choosing a home and making an offer 
  • What to look for with respect to homeowners insurance
  • Working with a Realtor® and real estate forms
  • Choosing a home and making an offer

FOUNDED BY DOORSTEPS MIDWEST